Taxes & Closing Costs

    Save Our Homes

    A Florida constitutional cap that limits annual increases in the assessed value of homestead property to 3 percent or the change in the CPI, whichever is less.

    Save Our Homes is a Florida constitutional provision that caps how much the assessed value of homestead property can rise each year. The increase is limited to the lesser of 3 percent or the change in the Consumer Price Index.

    The cap keeps property taxes more predictable for long-term homeowners. When a homestead is sold, the assessed value generally resets to market value for the new owner.

    On the exam

    Save Our Homes caps the annual rise in assessed value at the lesser of 3 percent or CPI. It applies to homestead property.

    Exam trap

    Save Our Homes caps assessed value growth, not the tax rate or the market value. It is separate from the homestead exemption.

    Tested in

    Taxes Affecting Real Estate (3% of the exam)

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    This definition is Florida real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.