Exam math tools

    Florida real estate exam calculators, built for the math that matters.

    Start with readiness, then drill the calculations Florida candidates actually miss: documentary stamps, prorations, millage, commission, LTV, mortgage ratios, seller net, cap rate, GRM, appraisal adjustments, and closing math.

    100
    questions on the Florida exam
    3.5h
    total Pearson VUE test time
    19
    official content areas
    1,002
    Florida-specific app questions
    Calculator library

    The complete calculator set now available.

    Each calculator has its own focused page: tool first, formula second, Florida exam trap third, and app practice as the next step.

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    Documentary stamp tax

    Florida deed doc stamps, mortgage doc stamps, Miami-Dade variation, and the round-up trap.

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    Proration

    Taxes, rent, HOA dues, buyer credit, seller credit, 365-day method, and closing-day ownership.

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    Millage and property tax

    Assessed value, taxable value, homestead exemption, millage rate, and school versus non-school tax.

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    Commission split

    Sale price, commission rate, cooperating broker split, agent split, fees, and realistic take-home.

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    LTV and down payment

    Loan-to-value, loan amount, purchase price, down payment, and missing-variable practice.

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    Cap rate, NOI, and GRM

    Investment math for income properties, including solve-for-value and solve-for-income modes.

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    Area and acreage

    Square feet, acres, lots, legal description math, and irregular-shape breakdowns.

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    Mixed closing math

    One exam-style worksheet that combines doc stamps, prorations, commission, tax, and loan math.

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    Seller net and required sale price

    Seller proceeds, payoff, commission, deed stamps, fixed costs, percent costs, and reverse target-net problems.

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    Mortgage math and qualifying ratios

    Loan amount, PITI, front-end ratio, back-end ratio, monthly debt, and qualifying income.

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    Profit, loss, equity, appreciation, and depreciation

    Equity, cash after sale, appreciation percent, market depreciation, profit after costs, and annualized value change.

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    Comparable sales adjustment

    Sales comparison approach practice: adjust the comparable, add for inferior, subtract for superior, and reconcile value.

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    Build order

    How I would go deeper next.

    Phase 1

    Highest-intent exam searches

    Doc stamps, prorations, millage, and commission should come first because they are Florida-specific, searched often, and easy to connect to Pass Florida math practice.

    Phase 2

    Finance and investment math

    LTV, cap rate, NOI, and GRM add breadth without drifting away from the exam. These pages also capture users comparing formulas the week before test day.

    Phase 3

    Mixed practice mode

    After the single calculators exist, combine them into closing, financing, appraisal, and investment scenarios that feel closer to real exam questions.

    After the calculator

    A calculator gives the answer.
    Practice builds the reflex.

    Pass Florida turns the same math into exam-style questions with explanations, traps, and repetition across the Florida 19-topic outline.

    Sources: DBPR Real Estate Sales Associate Candidate Information Booklet, Pearson VUE Florida Real Estate test-taker page, Florida Department of Revenue documentary stamp and intangible tax pages, and Florida Statutes Chapter 196 homestead exemption rules.