Finance & Mortgages

    Satisfaction of Mortgage

    The document a lender records when a mortgage is fully paid, releasing the lien from the property.

    A satisfaction of mortgage is the instrument a lender signs and records once the borrower has paid the loan in full. Recording it removes the mortgage lien from the public record and clears the title.

    Without a recorded satisfaction, an old paid-off mortgage can remain as a cloud on the title.

    On the exam

    The satisfaction releases the lien after payoff. It is the closing bookend to the mortgage.

    Exam trap

    Paying the loan does not clear the record by itself. The recorded satisfaction is what removes the lien.

    Tested in

    Residential Mortgages (9% of the exam)

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    This definition is Florida real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.