Encumbrance
Any claim, lien, or restriction on a property that affects its title or use, such as a mortgage, easement, lien, or deed restriction.
An encumbrance is anything that burdens or limits title to property. Financial encumbrances, such as mortgages and tax liens, affect the owner's equity. Non-financial encumbrances, such as easements and deed restrictions, affect how the property can be used.
A property can be sold with encumbrances, but they usually must be disclosed and can affect the marketability of the title.
On the exam
Exam trap
Tested in
Titles and Deeds (7% of the exam)
From definition to recall
See this term inside a real exam question.
Pass Florida gives you Florida-specific practice, diagnostics across the 19 exam areas, Trap Library, Math Coach, offline access, and one $39.99 purchase. No subscription. No copied exam questions.
Try 5 free questionsRelated terms
This definition is Florida real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.