Contracts

    Earnest Money

    A good-faith deposit a buyer puts down to show serious intent, held in escrow and applied at closing.

    Earnest money is a deposit a buyer provides to show good faith when making an offer. It is held in an escrow or trust account, not by the buyer or seller directly. At closing the deposit is typically credited toward the buyer's costs.

    Earnest money is not required for a contract to be valid, but it signals commitment. A Florida broker who receives earnest money must place it in escrow no later than the end of the third business day after receiving it.

    On the exam

    Know the broker's escrow deadline: by the end of the third business day after receipt. The sales associate must deliver it to the broker by the end of the next business day.

    Exam trap

    Earnest money is not an element required for a valid contract. Consideration is required, but the deposit itself is not.

    Tested in

    Brokerage Activities (12% of the exam)

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    This definition is Florida real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.