Finance & Mortgages

    Blanket Mortgage

    A single mortgage that covers more than one parcel of land, often with a partial release clause so parcels can be freed as they sell.

    A blanket mortgage secures more than one parcel of real property under a single loan. Developers and subdividers use it to finance many lots at once.

    A partial release clause lets the borrower release individual parcels from the lien as each one is sold and paid down, so the buyer of each lot receives clear title.

    On the exam

    A blanket mortgage covers multiple parcels. The partial release clause frees parcels as they sell.

    Exam trap

    A blanket mortgage spreads one loan across several parcels. A package mortgage instead adds personal property to a single parcel.

    Tested in

    Types of Mortgages and Financing (4% of the exam)

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    This definition is Florida real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.