Name the protected class first. Race, color, national origin, religion, sex, familial status, and disability are the federal seven.
Printable protected-class sheet
Florida real estate fair housing protected classes cheat sheet
A compact reference for the protected classes, exemptions, prohibited practices, and Florida-specific fair housing traps candidates confuse most.
Separate steering, blockbusting, redlining, discriminatory advertising, accommodation, and modification.
Use exemption facts carefully. Do not use an exemption to erase race discrimination or discriminatory advertising.
Protected-class map
Federal classRememberTrap
RaceFair Housing Act and Civil Rights Act of 18661866 race protection has no exemptions
ColorSeparate from raceDo not merge the two classes
National originCountry, ancestry, language-linked cluesSteering by ethnicity is still steering
ReligionReligious preference or exclusionAdvertising can create the violation
SexSex-based treatment, harassment, gender-related factsDo not limit this to women only
Familial statusChildren under 18, pregnancy, custodyAdult-only language is a clue
DisabilityCurrent, record of, or regarded as disabledAccommodation and modification are different
Florida statewide housingSame seven housing classes in F.S. 760.23Do not add age or marital status statewide
Worked examples
Scenario clueProtected-class setupExam-safe answer
No children allowed in apartment adFamilial statusLikely discriminatory advertising
Tenant requests reserved parking because of disabilityAccommodationRule/service change
Tenant asks to install a rampModificationPhysical change
Refusing buyers based on national originNational originProtected class violation
Quick self-test
Can you spot the fair housing class cold?
Cover the answer key first. If you miss two or more, do not reread the whole sheet. Drill the family that caused the miss.
More practice: passfloridarealestate.com/try-a-question
- 1Warm-up
Name the seven federal fair housing classes.
- 2Class clue
An ad says adults only. Which class is triggered?
- 3Disability
A tenant asks for a reserved parking spot because of a disability. Accommodation or modification?
- 4Florida correction
Should you add age or marital status to the statewide Florida housing classes on the exam?
- 5Practice word
A broker channels buyers of one national origin into one neighborhood. Which practice word fits?
Answer key: class and trap
- 1Answer: Race, color, national origin, religion, sex, familial status, disability
Memorize the seven as separate classes.
- 2Answer: Familial status
Familial status protects households with children under 18 and related facts.
- 3Answer: Accommodation
Accommodation changes a rule, policy, or service.
Trap watch: a ramp or physical change would be a modification.
- 4Answer: No, unless the stem gives a local rule
Statewide Florida housing exam classes track the federal seven.
- 5Answer: Steering
Steering directs prospects based on protected-class facts.
Wrong-answer traps
TrapWrong moveRepair
Local class importAdds age or marital status to statewide housing classesUse the federal seven unless the stem gives a local rule
Accommodation vs modificationTreats rule changes and physical changes as the sameAccommodation changes rules; modification changes property
Advertising exceptionApplies an exemption to discriminatory advertisingAdvertising rules still matter
Race exemptionApplies an exemption to race discriminationCivil Rights Act of 1866 has no exemptions for race
Practice-word swapConfuses steering, blockbusting, and redliningUse the action in the stem
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FAQ
Fair housing questions
What are the seven federal fair housing classes?+
Race, color, national origin, religion, sex, familial status, and disability.
Does Florida add age or marital status statewide for housing?+
For statewide Florida housing exam purposes, use the seven federal classes unless a stem gives a local rule or different context.
What is the difference between accommodation and modification?+
Accommodation changes a rule or service. Modification changes the physical premises. Disability stems often test that distinction.
What should I watch for in fair housing questions?+
Watch advertising language, steering, blockbusting, redlining, disability requests, and exemption facts.
What is the difference between steering and blockbusting?+
Steering directs prospects toward or away from areas based on protected-class facts. Blockbusting pressures owners to sell by suggesting protected-class changes will affect the neighborhood or property values.
Do fair housing exemptions apply to advertising?+
Be careful. Exam stems often use discriminatory advertising as the violation even when an exemption might otherwise apply to a transaction. Read the action before applying an exemption.